Are FinTechs really disrupting Financial Services?

James Codling, Volution's Managing Partner, shares his insight with Financial World

FinTechs have claimed to be disrupting the traditional world of Financial Services for over a decade. In her article for February’s edition of Financial World, Natasha de Teran delves deeper to discover if this really is the case.

The article explores whether fintechs can be disrupting an industry which is seeing the traditional incumbents such as HSBC and Lloyds not only surviving but enjoying healthy profits. Natasha invites expert comment from leading industry players including Volution’s Managing Partner, James Codling.

James discusses disrupters such as Square and Stripe and the impact they’ve had on the payments plumbing area of the market. He touches on some of the challenges the fintechs have faced as they strive for success.

Volution portfolio business Flagstone, the UK’s leading savings platform, is highlighted in the feature. Partnering with the likes of Revolut and Saga, Flagstone enables its high net worth investor clients to manage and diversify their cash holdings. Do strategic partnerships between incumbents and disrupters hold the key to true disruption in the market?

Read the full article here. (Subscription required)

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Volution Ventures LLP ("we", "us", "our') is an appointed representative of Kin Capital Partners LLP, which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 656789. Our firm reference number is 969221. The content of this website is provided for general information purposes only and does not constitute a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 20OO. No information on this website is intended to invite or induce any person to engage in investment activity or to make any investment decision. Nothing on this website should be construed as investment advice or a recommendation. If you are in any doubt about the suitability of any investment or course of action, you should consult a suitably qualified and regulated financial adviser. This website is not intended for distribution in any jurisdiction where such distribution would be contrary to local law or regulation.

The internet brought us here.

AI and blockchain move us forward.

This is where we invest.

Building in financial infrastructure or enterprise AI?

2026 Volution Ventures LLP

Volution Ventures LLP ("we", "us", "our') is an appointed representative of Kin Capital Partners LLP, which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 656789. Our firm reference number is 969221. The content of this website is provided for general information purposes only and does not constitute a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 20OO. No information on this website is intended to invite or induce any person to engage in investment activity or to make any investment decision. Nothing on this website should be construed as investment advice or a recommendation. If you are in any doubt about the suitability of any investment or course of action, you should consult a suitably qualified and regulated financial adviser. This website is not intended for distribution in any jurisdiction where such distribution would be contrary to local law or regulation.

The internet brought us here.

AI and blockchain move us forward.

This is where we invest.

Building in financial infrastructure or enterprise AI?

2026 Volution Ventures LLP

Volution Ventures LLP ("we", "us", "our') is an appointed representative of Kin Capital Partners LLP, which is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 656789. Our firm reference number is 969221. The content of this website is provided for general information purposes only and does not constitute a financial promotion within the meaning of section 21 of the Financial Services and Markets Act 20OO. No information on this website is intended to invite or induce any person to engage in investment activity or to make any investment decision. Nothing on this website should be construed as investment advice or a recommendation. If you are in any doubt about the suitability of any investment or course of action, you should consult a suitably qualified and regulated financial adviser. This website is not intended for distribution in any jurisdiction where such distribution would be contrary to local law or regulation.