INDUSTRY NEWS
7 January 2026
UK FinTech Investment Landscape 2025
Innovate Finance report features commentary from James Codling
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Volution has welcomed new data from Innovate Finance’s 2025 FinTech Landscape report, which highlights continued momentum in UK FinTech investment and reinforces the UK’s position as Europe’s leading FinTech market.
Global FinTech investment reached $53 billion in 2025 across 5,918 deals. The UK reclaimed second place globally, behind only the United States, attracting $3.6 billion of investment and accounting for more funding than the next five European countries combined. UK investment gathered pace in the second half of the year, rising 11% compared to the first half, marking the first H2-on-H1 increase in two years.
Payments was the most active sector globally and in the UK, alongside strong momentum in crypto and digital asset platforms. The year also saw continued strength in later-stage and secondary activity, highlighted by $3 billion of secondary transactions at Revolut, underlining the depth of successful UK FinTech investment cases.
Commenting on the UK market, James Codling, Managing Partner at Volution, said:
“From Volution’s perspective, 2025 has been a good year for UK FinTech, particularly at the early growth stage, with companies such as Wrisk, Elliptic and Zopa in our portfolio demonstrating disciplined execution and growing commercial traction. Investment momentum has been encouraging, reflecting renewed confidence in high-quality businesses.”
Janine Hirt, CEO of Innovate Finance, said:
“Our latest investment figures show the resilience, strength and global competitiveness of our phenomenal UK FinTech ecosystem. Attracting a strong $3.6 billion in investment in 2025 – and again claiming second place globally behind only the United States – the UK has once again proven its credentials as a world-leading financial innovation and technology hub.”
Economic Secretary to the Treasury Lucy Rigby added:
“UK fintech continues to show real strength and resilience, with an upsurge in investment in the second half of last year and the UK firmly established as Europe’s leading fintech hub. That momentum gives us confidence going into 2026.”
Against this backdrop, and with initiatives such as the Mansion House Accord, the introduction of PISCES private share trading venues, the National Payments Vision, Smart Data and digital ID legislation now underway, the UK FinTech ecosystem is well positioned to build on its leadership position in Europe and support the next phase of sustainable growth.
You can read the full report here.
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